Terms & Conditions

These Terms & Conditions ("Terms") govern your use of dawnobrien.com (the "Site"), operated by Rev Up Your Wealth & Co LLC, trading as Rev Up Your Wealth & Co. ("we," "us," or "our"). By using the Site, submitting a form, or opting in to our text messages, you agree to these Terms. If you do not agree, please do not use the Site.

Who We Are

Rev Up Your Wealth & Co LLC is registered at 2810 N. Church St. #786620, Wilmington, DE 19802. Dawn O'Brien is a licensed insurance producer and financial services professional (NPN: 20494728 & 21335229), licensed in: NJ, PA, DE, MD, GA, FL, CO, MA, NH, AZ, OK, TN, TX, VA, WI. Products and services are offered through licensed entities in applicable states. We can only transact business in states where we hold an active license.

Educational Content — Not Personalized Advice

Everything on this Site — articles, videos, calculators, and general guidance — is provided for educational and informational purposes only. It is not personalized financial, investment, tax, legal, or accounting advice, and it does not create an advisory or fiduciary relationship between us. Your situation is specific to you. Please consult a qualified professional before acting on anything you read here.

Insurance Products Disclosure

Insurance products are not deposits, are not insured by the FDIC or any federal government agency, have no bank or credit union guarantee, and may lose value. Product guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company. Product availability, features, and terms vary by state and by carrier.

Calculators and Estimates

Our retirement calculator and any similar tools produce hypothetical illustrations based entirely on the assumptions you enter. They are not predictions, guarantees, or projections of actual results. They do not account for taxes, fees, product charges, market volatility, or changes in your circumstances. Actual results will differ. Do not rely on a calculator output as the basis for a financial decision.

Text Messaging Terms

By checking the SMS consent box on any form on this Site and providing your mobile number, you agree to these messaging terms:

• Program. Rev Up Your Wealth & Co. sends replies to your inquiry, appointment confirmations and reminders, and occasional updates about our services.
• Message frequency. Varies based on your activity and the conversation.
• Cost. Message and data rates may apply. These are charged by your mobile carrier, not by us.
• Opt out. Reply STOP at any time to stop receiving messages. You will receive one confirmation message and then no further texts.
• Help. Reply HELP for assistance, or reach us at 856-499-5454 or dawn@lc.dawnobrien.com.
• Not a condition. Consent to receive text messages is not a condition of purchasing any product or service.
• Eligibility. You must be the account holder of, or have authority to consent for, the mobile number you provide, and you must be 18 or older.
• Carriers. Mobile carriers are not liable for delayed or undelivered messages. Delivery is not guaranteed and message delivery depends on your carrier and device.
• Changed numbers. Tell us promptly if your mobile number changes so we do not message someone else.

How we handle the data behind this program is described in our Privacy Policy, including our commitment that mobile opt-in data is never shared with third parties for marketing.

Acceptable Use

You agree not to:

• Use the Site for any unlawful purpose or in violation of these Terms
• Submit false, misleading, or someone else's personal information through our forms
• Attempt to gain unauthorized access to the Site or its systems
• Interfere with the Site's operation, security, or availability
• Scrape, harvest, or copy Site content for commercial use without our written permission

Intellectual Property

The Site's content, design, logos, and branding are owned by Rev Up Your Wealth & Co. or its licensors and are protected by copyright and trademark law. You may view and share our content for personal, non-commercial purposes with attribution. Any other use requires our prior written permission.

Third-Party Links and Services

The Site links to and embeds third-party services — including scheduling, chat, maps, and social media. We do not control them and are not responsible for their content, availability, or practices. Your use of those services is governed by their own terms and privacy policies.

Testimonials

Any client comments shown on the Site reflect those individuals' experiences. They are not a guarantee of future results, and results vary by person and situation.

Disclaimer of Warranties

The Site is provided "as is" and "as available," without warranties of any kind, express or implied, including merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the Site will be uninterrupted, error-free, or free of harmful components, or that the information on it is complete or current.

Limitation of Liability

To the fullest extent permitted by law, Rev Up Your Wealth & Co. and its owners, employees, and agents will not be liable for any indirect, incidental, consequential, special, or punitive damages arising from your use of the Site, including any decision you make based on information found here. Some jurisdictions do not allow these limitations, so they may not apply to you.

Indemnification

You agree to indemnify and hold Rev Up Your Wealth & Co. harmless from any claims, losses, or expenses (including reasonable attorneys' fees) arising from your misuse of the Site or your violation of these Terms.

Governing Law

These Terms are governed by the laws of the State of Delaware, without regard to its conflict of laws rules. Any dispute will be brought in the state or federal courts located in Delaware, and you consent to their jurisdiction.

Changes to These Terms

We may update these Terms at any time. The "Last Updated" date at the top of this page shows when they last changed. Continuing to use the Site after a change means you accept the updated Terms.

Contact Us

• Rev Up Your Wealth & Co LLC
• 2810 N. Church St. #786620, Wilmington, DE 19802
• Phone: 856-499-5454
• Email: dawn@lc.dawnobrien.com

See also our Privacy Policy.